Which currency you pay in, and why your bank charged something else

Your account bills in one currency, and it is always the same one: on this brand invoices are issued in the kwanza (AOA). That is the figure on the invoice, and that is the amount due.

The methods we accept in Angola

Method Worth knowing
Multicaixa Express Fast confirmation, from your bank's app.
Multicaixa Reference Paid at an ATM or in online banking using the invoice reference.
Bank card and PayPal Charged in dollars by the processor — see the note about your bank's amount, below.
Bank transfer The most used for larger amounts. It is the only one needing manual confirmation — see the five stages of a bank transfer

Why your bank charged a different amount

It is the question we get most, and the answer is not ours: when you pay by card or PayPal, the conversion is done by the processor and your bank, at their rate and on their day. Three things can move the figure:

What moves the amount Who decides it
The day's exchange rate The payment processor. It changes daily, and it is not the rate you see in the news.
The conversion fee Your bank. Many charge a percentage on purchases in foreign currency.
The transfer fee Your bank and the correspondent bank, on international transfers. There can be more than one.
If you transfer, send the full invoice amount. On international transfers some banks deduct their fee from the amount sent. When that happens, less arrives than the invoice asks for and it ends up partially paid — the service does not activate and the difference has to be settled afterwards. Choose the option where charges are borne by the sender.

Paying from another country

You do not have to be in the country to pay. Card, PayPal and cryptocurrency work from anywhere; it is the local methods — mobile money, ATM references — that need an account in the country. If you are abroad and your usual method does not appear, that is why.

Seeing prices in another currency

On the website, prices may be shown in another currency to give you a sense of them — but that is a reference, not an alternative price. The invoice always comes out in the account's currency, and the conversions shown on the site use a rate that is not updated by the minute. The number that counts is the one on the invoice.

Want to change your account's currency? It can be changed, but it is not an option on your side, because it affects invoices already issued and renewals already scheduled. Talk to us and we will explain what changes before anything moves — in most cases it is not worth it.

For how to pay each invoice, step by step, see how to pay your invoice. For the issuing calendar and the deadlines up to suspension, see why your invoice shows this amount.

Paid and the amount does not match? Send us the invoice number.

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